Kublax

Kublax synchronises all consumers bank accounts, utilities, and loyalty schemes and presents the information in a user friendly format.

This enables easy tracking of incoming and outgoing cashflow and analysis of personal finances.

All the key information (log-ins etc) stays on the desktop in hyper-encrypted files.

Kublax also creates a social network around your personal finances where key information is not revealed but the “crowd” can source intelligence on investments, savings accounts, mortgages and spending proportions.

Kublax aims to put some 'fun' into managing personal finances - or at least remove the drudgery.

Quickbridge

Wonga (the flagship brand of Quickbridge Ltd) provides small, short-term cash advances to UK consumers online. The company uses sophisticated risk and decisioning technology to make automated yet responsible lending decisions. Funds are lent from the companies own Balance Sheet. This is not peer to peer lending.

Applying for Wonga is simple and quick. There’s no paperwork to tackle or documents to fax. The service is online from start to finish.

Wonga is transforming the unsecured loan market by offering small, short term loans online with more speed, convenience and flexibility than banks, high street lenders and other websites. It removes the complexity and inflexibility consumers face whenever they need to borrow some cash in a hurry.

Its sophisticated risk and decision engine means the application and approval process takes literally minutes. The entire service is online and real-time and operates 24 x 7 x 365.

Wonga is serious about its commitment to responsible lending. It makes money when customers repay, not by continually extending a growing line of credit.

Wonga: slang term for cash or money, used in the UK and especially in London (“A whole lotta wonga”). From the Romany word wanger (coal) - coal was sometimes used as a casual term for money in England in the 18th and 19th centuries.